whole life insurance no medical questions or exam

We compared many life insurance companies in order to help you find the best one for you.

If you don't understand your options, it can be discourageing to seek life insurance when you're over 50. Most people believe that insurance after 50 is too expensive and difficult to obtain. You don't have to be a senior citizen to get affordable insurance.

Only a handful life insurance companies offer exam-free life insurance policies. This is the problem with most of these companies. They have a limit on their benefit ceiling. This means that your maximum benefit is quite low.

There are two types life insurance policies that don't require a medical examination. You may choose a no-exam insurance policy that is guaranteed or simplified for your family.

Many companies selling no medical life insurance will offer only $250,000 or less.

You can get life insurance quickly and easily without undergoing a medical exam. It is fast and easy to apply, there is no waiting period and the application can be filled out quickly. You may be eligible for coverage that you would not otherwise be able to have if your pre-existing conditions are severe or you work in a dangerous occupation such as firefighter, construction worker, racecar driver, and so forth. A policy that does not require a medical exam can increase your premium, and possibly limit your coverage

This limited coverage can make it difficult for Americans to afford adequate coverage. Many families would be severely uninsured.